A. Introduction

Your privacy is very important to us, and we are committed to protecting it. This policy explains what we will do with your personal information.
Consenting to our use of cookies in accordance with the terms of this policy when you first visit our website allows us to use cookies each time you visit.

B. Credit

This document was created using a template from SEQ Legal (seqlegal.com) and modified by Website Planet (www.websiteplanet.com).

C. Collecting Personal Information

The following types of personal information may be collected, stored, and used:

• Information about your computer, including your IP address, geographical location, browser type and version, and operating system;

• Information about your visits to and use of this website, including the referral source, length of visit, page views, and navigation paths on the website;

• Information that you enter while using the services on our website;

• Information generated while using our website, including when, how often, and under what circumstances you use it;

• Information contained in or relating to any communications you send to us via email or through our website, including the communication content and metadata;

• Any other type of personal information you send to us.

Before you disclose to us the personal information of another person, you must obtain that person’s consent for both the disclosure and the processing of that personal information in accordance with this policy.

D. Using Your Personal Information

Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website. We may use your personal information for the following purposes:

• Administering our website and business;

• Personalizing our website for you;

• Enabling your use of the services available on our website;

• Providing statistical information about our users to third parties (but those third parties will not be able to identify any individual user from that information);

• Handling inquiries and complaints made by or about you relating to our website;

• Keeping our website secure and preventing fraud;

• Verifying compliance with the terms and conditions governing the use of our website (including monitoring private messages sent through our website’s private messaging service);

• Other uses.

If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the license you grant us.

You can use your privacy settings to limit the publication of your information on our website and can adjust them via the website’s privacy controls.

We will not supply your personal information to any third party for their or any other third party’s direct marketing without your express consent.

E. Disclosing Personal Information

We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, or subcontractors as reasonably necessary for the purposes set out in this policy.

We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company, and all its subsidiaries) as reasonably necessary for the purposes set out in this policy.

We may disclose your personal information:

• To the extent required by law;

• In connection with any ongoing or prospective legal proceedings;

• To establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

• To the purchaser (or prospective purchaser) of any business or asset that we are selling (or considering selling);

• To any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

Except as provided in this policy, we will not provide your personal information to third parties.

F. International Data Transfers

Information that we collect may be stored, processed, and transferred between any of the countries in which we operate to enable us to use the information in accordance with this policy.

Information that we collect may be transferred to the following countries, which do not have data protection laws equivalent to those in the European Economic Area: the United States of America, Russia, Japan, China, and India.

Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.

You expressly agree to the transfers of personal information described in this Section F.

G. Retaining Personal Information

This Section G sets out our data retention policies and procedures, designed to ensure that we comply with our legal obligations regarding the retention and deletion of personal information.

Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

Without prejudice to the above, we will usually delete personal data falling within the categories set out below at the date/time set out below:

• {Insert personal data type} will be deleted on {insert date/time};

• and {insert additional date/time}.

Notwithstanding the other provisions of this Section G, we will retain documents (including electronic documents) containing personal data:

• To the extent required by law;

• If we believe that the documents may be relevant to any ongoing or prospective legal proceedings;

• To establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

H. Security of Your Personal Information

We will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information.

We will store all the personal information you provide on secure servers (password- and firewall-protected).

All electronic financial transactions entered into through our website will be protected by encryption technology.

You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

You are responsible for keeping the password you use to access our website confidential; we will not ask you for your password (except when you log in to our website).

I. Amendments

We may update this policy from time to time by publishing a new version on our website. You should check this page occasionally to ensure you understand any changes to this policy. We may notify you of changes to this policy by email or through the private messaging system on our website.

J. Your Rights

You may instruct us to provide you with any personal information we hold about you; the provision of such information will be subject to:

• The payment of a fee {insert fee if applicable}; and

• The supply of appropriate evidence of your identity ({adapt text to reflect your policy for this purpose—commonly, we will accept a photocopy of your passport certified by a notary, together with an original copy of a utility bill showing your current address}).

We may withhold personal information that you request to the extent permitted by law.

You may instruct us at any time not to process your personal information for marketing purposes.

In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.

K. Third Party Websites

Our website includes hyperlinks to, and details of, third-party websites. We have no control over and are not responsible for, the privacy policies and practices of third parties.

L. Updating Information

Please let us know if the personal information that we hold about you needs to be corrected or updated.

M. Cookies

Our website uses cookies. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by your web browser and will remain valid until its set expiry date unless deleted by you before the expiry date; a session cookie, on the other hand, will expire at the end of your browsing session, when you close the web browser.

Cookies usually do not contain information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies. {Choose the precise wording: We use only session cookies / only persistent cookies / both session and persistent cookies on our website.}

The names of the cookies that we use on our website and the purposes for which they are used are set out below:

• We use Google Analytics and Adwords on our website to: recognize a computer when a user {include all your website’s cookie uses: visits the website / track users while they navigate the website / enable the use of a shopping cart / improve website usability / analyze website usage / administer the website / prevent fraud and improve website security / personalize the website for each user / target advertisements which may be of particular interest to specific users / describe other purposes}.

Most browsers allow you to refuse to accept cookies—for example:

• In Internet Explorer (version 10), you can block cookies using the cookie handling override settings available by clicking “Tools,” “Internet Options,” “Privacy,” and then “Advanced”;

• In Firefox (version 24), you can block all cookies by clicking “Tools,” “Options,” “Privacy,” selecting “Use custom settings for history” from the drop-down menu, and unchecking “Accept cookies from sites”;

• In Chrome (version 29), you can block all cookies by accessing the “Customize and control” menu, clicking “Settings,” “Show advanced settings,” “Content settings,” and then selecting “Block sites from setting any data” under the “Cookies” heading.

Blocking all cookies will have a negative impact on the usability of many websites. If you block cookies, you will not be able to use all the features on our website.

You can delete cookies already stored on your computer—for example:

• In Internet Explorer (version 10), you must manually delete cookie files (instructions can be found here;

• In Firefox (version 24), you can delete cookies by clicking “Tools,” “Options,” and “Privacy,” selecting “Use custom settings for history,” clicking “Show Cookies,” and then clicking “Remove All Cookies”;

• In Chrome (version 29), you can delete all cookies by accessing the “Customize and control” menu, clicking “Settings,” “Show advanced settings,” and “Clear browsing data,” then selecting “Delete cookies and other site and plug-in data,” and finally clicking “Clear browsing data.”

Deleting cookies will have a negative impact on the usability of many websites.